[ Your functions · Finance & compliance ]
Finance & compliance
French compliance, without the fear.
VAT, DSN, URSSAF, annual accounts, tax deadlines: miss just one and it means a penalty. CERVOX carries this mental load for you — nine agents compliant with French law prepare everything on time, and warn you before every deadline.
It is the only family already 100% operational from day one. And the rule is absolute: CERVOX prepares and calculates, but never approves a declaration without you. No signature goes out behind your back.
Tight cash flow, an URSSAF inspection, a debt repayment plan, a financing file for the bank: even on the frightening subjects, CERVOX builds the deliverable and secures your position. Hover over each card to see what it has already prepared.
Hover over a card: it flips over and reveals the work already done. The requests are translated here for readability; in CERVOX, you make them in French.
13-week cash flow
Will I get through the month without cash-flow strain?
Automatic · Weekly
Answer
13-week forecast: positive balance except week 7 (€4k shortfall). Early warning, levers proposed. Updated every week.
Cash-flow table
CERVOX
VAT agent
Is my VAT return ready this month?
Automatic · Monthly
Answer
VAT calculated: collected, deductible, payable. Return pre-filled and checked. Awaiting your approval — never sent on its own.
Return
CERVOX
Accounting
Where are my accounts at this month?
Automatic · Monthly
Answer
Entries up to date: invoices reconciled, bank matched, 2 missing documents flagged. Accounts ready for the accountant, nothing overdue.
Accounts status
CERVOX
DSN / URSSAF
Is my social security declaration ready?
Automatic · Monthly
Answer
DSN prepared: salaries, contributions, headcount checked. Compliant with current scales. To be approved before filing — you decide.
DSN
CERVOX
Year-end accounts preparer
The annual accounts are coming up, am I ready?
Automatic · Annual
Answer
Pre-closing assembled: trial balance, provisions, depreciation, supporting documents. File ready for the chartered accountant, points of attention listed.
Year-end file
CERVOX
Budget forecast
Help me build my budget for the year.
On request · Annual
Answer
Budget forecast built on your historical data: income, expenses, margins, break-even point. Adjustable assumptions, version to approve.
Budget
CERVOX
BPI/CIR grants
Am I entitled to any funding at the moment?
Automatic · Quarterly
Answer
3 eligible schemes detected (CIR, regional grant, BPI). Estimated amount, documents to provide, deadlines. Application pre-framed.
Grants note
CERVOX
Grants manager
Where do my grant applications stand?
Automatic · Quarterly
Answer
2 applications tracked: 1 to complete (deadline in 3 weeks), 1 accepted (payment expected). Reminders and missing documents handled.
Tracking
CERVOX
GDPR compliance
Am I compliant when it comes to personal data?
Automatic · Monthly
Answer
GDPR audit: register up to date, 1 missing consent notice corrected, retention periods checked. Compliance documented.
GDPR report
CERVOX
Tax calendar
Which tax deadlines are coming up?
Automatic · Monthly
Answer
Calendar for the next 60 days: VAT on the 15th, corporate tax instalment on the 15th, CFE in December. Every deadline reminded in time, amount estimated.
Schedule
CERVOX
Accountant update
What does my accountant need to know this month?
Automatic · Monthly
Answer
Summary note for the accountant: key events, unusual entries, open questions, attachments. Smoother exchanges, no back-and-forth.
Note
CERVOX
Consistency check
Are there any inconsistencies in my accounts?
Automatic · Monthly
Answer
3 discrepancies detected: an invoice counted twice, an unreconciled receipt, VAT incorrectly allocated. Corrections proposed.
Report
CERVOX
Corporate tax simulation
How much corporate tax will I pay this year?
On request · Annual
Answer
Corporate tax estimated on the projected profit: amount, remaining instalments, possible legal optimisations (deductions, provisions). Plan for the outflow.
Estimate
CERVOX
URSSAF inspection preparation
What if I get inspected by the URSSAF?
On request
Answer
Defence file pre-assembled: DSN archived, supporting documents filed, sensitive points audited. You approach any inspection with peace of mind.
File
CERVOX
Unpaid invoice tracking
How much money is tied up in unpaid invoices?
Automatic · Weekly
Answer
€14,300 unpaid across 6 invoices. Ageing by customer, risk assessed, reminders already sent. Cash to recover quantified.
Unpaid status
CERVOX
Bank reconciliation
Does my bank match my accounts?
Automatic · Weekly
Answer
Automatic reconciliation: 47 transactions matched, 2 unidentified ones flagged. Residual difference of €0. Bank and accounts aligned.
Reconciliation
CERVOX
Mileage expense claim
Calculate my mileage allowances.
On request · Monthly
Answer
Mileage allowances calculated using the current scale: journeys, fiscal horsepower, total deductible. Compliant supporting document ready for accounting.
Mileage calculation
CERVOX
VAT threshold / tax regime alert
Am I about to change tax regime?
Automatic · Monthly
Answer
VAT exemption threshold 87% reached. Alert: likely switch to the standard regime within 4 months. Implications explained, plan ahead.
Alert
CERVOX
Debt repayment plan
I’m behind on payments to public bodies, what should I do?
On request
Answer
Repayment plan simulated: realistic schedule based on your cash flow, request letter to the URSSAF drafted. Get out of the rut calmly.
Plan + letter
CERVOX
Cost price calculation
How much does this product / service really cost me?
On request
Answer
Detailed cost price: materials, labour, indirect costs. Real margin revealed, floor price advised. Stop selling at a loss.
Cost analysis
CERVOX
Funding & schemes watch
Is there any new funding for my sector?
Automatic · Quarterly
Answer
New scheme detected for your business: conditions, amount, filing deadline. Pre-eligibility assessed — never miss a grant again.
Funding alert
CERVOX
Financing table
Prepare the financing plan for my loan.
On request
Answer
Financing plan built: needs, resources, personal contribution, repayment schedule, banking ratios. Credible file ready for the bank.
Financing plan
CERVOX
Monthly closing
Help me close the month properly.
Automatic · Monthly
Answer
Guided closing: adjusting entries, provisions, checks. Full checklist, month’s result displayed. Nothing forgotten, nothing postponed.
Closing
CERVOX
Overall profitability tracking
Is my company really making money?
Automatic · Monthly
Answer
Consolidated net profitability: real result after all expenses, margin by activity, 12-month trend. The truth about your figures, in plain terms.
Summary
CERVOX
[ And this is only a glimpse ]
These are just a few examples. Whatever the deadline — tax, social security, accounting — or the situation, CERVOX prepares it and secures your compliance. It covers all your French obligations, without exception.
CERVOX handles every scenario: it automates day-to-day work as well as the most complex situations, the ones you thought were impossible to delegate. Describe yours, and it takes it on.
[ Your functions ]
Explore the other pages in this section:
Sales & customers
Administration & documents
Steering & anticipation
HR & organisation
Finance & compliance